Character List 1. The Banker Role: The Antagonist/Instigator. Character Arc: He begins as a wealthy, arrogant, and impulsive socialite who stakes two million rubles on a whim. Over fifteen years, his character declines as his fortune dwindles. By the end, he is morally bankrupt—prepared to commit murder to avoid financial ruin. He represents Materialism and the Physical World . 2. The Lawyer Role: The Protagonist/Experimental Subject. Character Arc: He begins as a brash young man (25 years old) who values life at any cost. During his fifteen years of voluntary imprisonment, he undergoes a total metamorphosis. He moves from loneliness to intellectual hunger, then to spiritual seeking, and finally to Nihilism . He represents Intellectualism and the Spiritual/Mental World . Detailed Plot Summary The Prologue: The Argument The story opens with a flashback to a party fifteen years ago. The guests are debating Capital Punishment . The Banker argues that the death penalty is more ...